Empower Homebuyers SCC - Housing Trust Silicon Valley
Empower Homebuyers SCC - Housing Trust Silicon Valley
Jan 22, 2025
housingtrustsv.org
On April 10th, the EMPOWER DPA Program will allow you to buy your first property with practically 0% down. The program is a grant meaning it essentially doesn’t need to be paid back… To qualify you need to fall under the following: 1. First Time Homebuyer Or 2. Income: You make 140% or less of the median income where the property is located Or. 3. You are currently or formerly one of the following (employee or volunteer): military, first responder, educator, medical professional, local or federa
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The new Empower DPA Program allows homebuyers to receive a grant towards down payment ‼️ There is no need to pay it back over time or share any home equity. Here’s how it works, borrowers take an average 1% higher FHA interest rate for 6 months. After 6 payments, the money from the grant is forgiven and borrowers can do a streamline refinance to get a lower payment when interest rates drop next summer. This program only works for FHA loans and borrower’s must meet qualification requirements. Not
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