Toronto and GTA heritage homes are gorgeous — but they’re also insurance nightmares! Outdated wiring, steep roofs, and strict heritage limits mean high premiums and fewer coverage options. I’m Katherine, your Ontario insurance broker. Let me help you keep your heritage dream home safe without breaking the bank. Visit www.katherinele.ca for more local advice and home insurance tips. 🔎 Related Searches & Keywords: Toronto home insurance risks, GTA heritage properties, Ontario insurance broker tip