Fintech giant Revolut is ditching acquisitions to build a bank from scratch. Here is how the de novo process works and what it means for consumers.

Forget manual bookkeeping. Discover how AI agents and embedded tools are turning bank accounts into self-driving engines for your business.

Editor's Note: APYs listed in this article are up-to-date as of the time of publication. They may fluctuate (up or down) as the Fed rate changes. CNBC Select will update as changes are made public.