Most federal employees are covered by FERS which is made up of three components: (1) Social Security benefits, (2) a Thrift Savings Plan (a retirement savings and investment plan similar to 401 (k) ...
It takes three years for most employees covered under FERS to be “vested” in the Thrift Savings Plan. When it comes to retirement savings plans, vesting means you can keep all of the money in your ...
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