Long-term care insurance offers financial protection for future healthcare needs, but weighing the premiums against potential ...

Deciding between a stand-alone or hybrid long-term care policy can be confusing. We asked ChatGPT for advice, then had a licensed long-term care insurance specialist review its answer line by line.

Long-term care insurance can ensure you have the help you need for day-to-day living. There are three main types of long-term care insurance, and which one is best for you will depend on your ...

A long-term care rider gives you access to your life insurance payout while you’re still alive to help pay for long-term care ...

“We’ve been paying into long-term-care insurance since we were in our mid-50s,” said a friend, now in her late 60s. “But with all of the premium increases, we might have been better off just investing ...

HONOLULU (KHON2) — Senior care experts are raising awareness about the little-known issues of long-term care insurance. We sit down with the Executive Vice President at Vivia Cares, who wants folks to ...

Planning for retirement isn't just about how much you've saved. It's also about how you'll handle the expenses you can't fully predict. And, one of the biggest unknowns for older Americans today is ...

As America’s population ages, more families are navigating the realities of Alzheimer’s and dementia. In the United States, 7.2 million Americans age 65 and older live with Alzheimer’s disease. Yet, ...

A comprehensive guide to long-term care insurance costs, coverage options and whether it’s right for you.

Forbes contributors publish independent expert analyses and insights. Bob Carlson researches all facets of retirement finances. Long-term care (LTC) and insurance for it (LTCI) are two of the most ...

Dear Savvy Senior: My husband and I have been thinking about getting a long-term care insurance policy, but we hate the idea of paying expensive monthly premiums for a policy we may never use. Is long ...

As millions of people approach their pre-retirement years, life insurance as an income replacement hedge may become less of a necessity. Many families have paid off/down mortgages, built sizeable nest ...