A car loan allows you to buy a vehicle without paying cash upfront Written By Written by Staff Loans Editor, WSJ | Buy Side Hannah Alberstadt is a Buy Side staff editor specializing in loans. She is ...

Before you start shopping for your dream car, knowing how to get pre-approved for a car loan can be a game-changer. Imagine walking into a dealership already confident about your budget, knowing ...

Ever found yourself wondering, “Is an auto loan secured or unsecured?” You’re not alone. Many people get stuck on this question when they start shopping for a car. With multiple financing options ...

New car prices have reached record numbers in 2025. Average monthly car payments have also increased, but you can reduce payments using "20% rule". Auto loan interest can cost car buyers thousands of ...

Auto equity loans are a lower-risk borrowing option compared to car title loans, which can carry finance charges as high as 300% APR and are considered predatory. Interest rates vary by lender and ...

Over 20% of new car purchases in Q4 2025 were 84-month financing deals. Consumers are looking to lengthier auto loans to lower monthly car payments, but the combined interest costs drastically ...

Cash-out auto refinancing might help you secure better loan terms and access a lump sum of cash, but there are drawbacks to ...