Property insurance costs hit a record in 2025, and new data suggest higher premiums may be a significant factor behind mortgage delinquency rates.

Whether your renters insurance policy uses replacement cost or actual cash value (ACV) coverage affects your premiums. If your belongings are stolen or damaged, ACV coverage takes into account ...

Some experts warn of a potential "death spiral" in the Affordable Care Act marketplace if young, healthy consumers drop coverage amid soaring costs.

Homeowners insurance rates are rising across the U.S., driven by climate change, rising cost of building materials and surging home prices. Almost half of property insurance policy holders in the U.S.

The cost of home insurance in the United States rose by ~89% between 2014 and 2025, as rapidly climbing home prices, more frequent extreme weather events and inflation impacted insurers and homeowners ...

Many employers responded to rising health insurance costs by scaling back pay increases, the New York Fed found.

Across the 50 largest metros, an average of 7.0% of monthly homeownership costs go toward property insurance. Property insurance can account for a significant chunk of your monthly budget — especially ...

Insurance is quietly reshaping your household budget, even as you try to keep up with rent, groceries, and other rising costs. Across home, auto, and health coverage, you are paying more for the same ...